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Groupe Beneteau has chosen Groupe Beneteau Financial Services powered by LaVictoire Finance as its preferred lender to assist you with the acquisition of your new Excess catamaran. We are committed to offering competitive rates, flexible solutions, and exceptional customer service.

Whether you’re buying your new catamaran for private use or in a charter program, the team of lending experts at Groupe Beneteau Financial Services will assist you with a robust portfolio of loan products tailored to your cruising plans. Beyond the financing of your new Excess, we will also guide you through the yacht insurance options and USCG documentation process of your new catamaran. Thanks to the partnerships we’ve developed with the leading marine insurance companies and documentation agencies, we’ll help take the stress and uncertainty out of your boat purchase.

Should you be interested in long-term financing (with terms ranging from 10 to 30 years on a new Excess), a boat refinance, or a boat refit through a boat equity line of credit, contact Groupe Beneteau Financial Services today. Our dedicated team of marine lenders looks forward to working with you.

To apply for a loan online and receive a conditional approval within minutes, submit your application at

  1. Choose “Term Loan”,
  2. then “Personal Use” or the applicable charter scenario,
  3. then “Hold in LLC” or “Own personally”,
  4. then click proceed. This is the start of the loan application.

Thousands of scenarios have been built out to offer you real-time offers and pricing based on the information you’ll provide. Our loan amounts range from $70,000 up to $2,000,000+ for borrowers who are citizens or permanent residents of the United States including Puerto Rico (and soon, Canada). The minimum credit score required is typically 660 and the loan-to-value ratio will vary from 65% to 80% based upon the credit worthiness of the borrower, the loan amount, and the private vs. charter use of the vessel.

After you submit your application, one of our Lending Analysts will be in touch to take the next steps on your loan or prequalification.

We can’t wait to help you sail away on your new Excess! Visit to learn more.